How I Reached 50 Million Yen on a $50K Salary
A detailed breakdown of how I accumulated 50 million yen over 8 years
Introduction
I recently hit the 50 million yen (~$350,000 USD) milestone.
My Background
- Age: Late 30s
- Job: Regular office worker (IT industry)
- Annual income: About 7 million yen (~$50,000 USD)
- Family: Married, no kids
- Investment experience: About 8 years
Asset Growth Timeline
Here’s how my assets grew over time:
- Year 1: 1 million yen
- Year 2: 3 million yen
- Year 3: 6 million yen
- Year 5: 15 million yen
- Year 7: 30 million yen
- Year 8: 50 million yen
The first 10 million was the hardest part. But once you pass that threshold, compound interest starts to accelerate your growth.
What I Did
- Maximize income: Changed jobs to increase salary
- Optimize spending: Thoroughly reviewed fixed costs
- Consistent investing: Invested over 200,000 yen monthly
- Long-term holding: Held index funds without selling
Final Thoughts
50 million yen is just a milestone. Next goal: 100 million yen.