Articles about investing practice
My friend just made $20K on Micron. Social media is full of people comparing index funds to AI funds over four-week windows. Here's why I'm not changing a thing.
A 46-year-old Tokyo salaryman walks through three stock sales from 2011 that turned into a $200K opportunity cost — and what finally fixed the pattern.
A Japan-resident investor's case for unhedged USD funds: why I chose unhedged over hedged versions (fees + DCA fit), what ¥159 USD/JPY means for my ~$260K portfolio, and why I won't sell or stop contributions even if the yen strengthens.
With a 0.6% variable-rate mortgage in Japan, should I prepay or keep investing in index funds? Eight years of real decisions, including getting rejected for mortgage insurance because of a therapy visit.
A Japanese index fund investor faces the Hormuz Strait blockade, surging gas prices, and a $4,700 portfolio loss. Why dollar-cost averaging proved its worth — and why he didn't change a thing.
62% investment rate, a deliberate $1,400/month deficit. I sat down and actually worked out whether I qualify as 'NISA-binbo' — turns out I don't.
$670 into FANG+, $330 into NASDAQ 100, $1,330 into ACWI. Why these 3 funds, and why not S&P 500.
The Iran conflict wiped out S&P 500 year-to-date gains. An 8-year index investor explains why he's not changing a single setting.
Gold hit ¥30,000/g. My wife suggested buying it 8 years ago. I didn't. Here's why I still choose index funds over gold, even after comparing the data.
After 30 years of near-zero rates, Japan's interest rates are climbing. How a salaryman investor is navigating the shift — mortgages, deposits, and everything in between.
A personal filter for AI stock hype, from a guy who lost ¥2 million on individual picks
A Japanese index fund investor lost $50K in the 2025 tariff shock. Eight years of buy-and-hold experience explained why doing nothing was the right call.
Eight years of dollar-cost averaging into US index funds with zero sells. From $2K unrealized losses to $130K in gains — the full timeline.
The first 3 years of index fund investing felt like nothing happened. $1,000/month, barely any growth. Then compound interest kicked in at year 5.
Lost ¥2 million ($14K) on a single telecom stock. The panic, the shaking hands, and how that failure led me to index funds.
From panic-selling game stocks to ¥370,000/month in index fund autopilot. The best strategy I found? Stop thinking.